ReachFire

Scenario Comparison

Compare all FIRE types side by side with your real numbers.

$
$
$
7.0%

Lean FIRE

Minimalist · Frugal · Geographic flexibility

Live frugally, maximize freedom. 70% of current expenses.

$1.05M
FIRE #
18.1 yrs
to FIRE
5%
there
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Regular FIRE

Current lifestyle preserved

Maintain your current lifestyle in retirement.

$1.50M
FIRE #
22.1 yrs
to FIRE
3%
there
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Fat FIRE

Upgraded · Travel · Generous

Retire rich. 150% of current expenses — travel, luxury, anything.

$2.25M
FIRE #
27.0 yrs
to FIRE
2%
there
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Coast FIRE

Save aggressively early · Coast to retirement

Save hard now, stop contributing, let compounding do the rest.

$1.50M
FIRE #
22.1 yrs
to FIRE
3%
there
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Barista FIRE

Part-time income · Reduced stress · Flexibility

Semi-retire. Portfolio covers 60% of expenses, part-time covers the rest.

$0.90M
FIRE #
16.5 yrs
to FIRE
6%
there
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FIRE Number Comparison

Lean FIRE
$1.05M18.1 yrs
Regular FIRE
$1.50M22.1 yrs
Fat FIRE
$2.25M27.0 yrs
Coast FIRE
$1.50M22.1 yrs
Barista FIRE
$900K16.5 yrs

Years to Each FIRE Type

Lean FIRE
18.1 yrs$1050K target
Regular FIRE
22.1 yrs$1500K target
Fat FIRE
27.0 yrs$2250K target
Coast FIRE
22.1 yrs$1500K target
Barista FIRE
16.5 yrs$900K target