Coast FIRE Calculator

Find the age when you can stop contributing to investments and let compound growth alone carry you to your FIRE number.

Your Situation

30
60
$
$
$
7.0%
51%to coast

Coast Age

32 yrs old

Save for 2.1 more years

Coast Number

$197K

Portfolio needed to coast

At Retirement

$1.30M

Projected at age 60

Portfolio Growth vs Coast Target

The inflection point shows where you can stop saving

Bridge Fund Required

You'll retire at 32, before the 59.5 penalty-free access age. You need accessible (non-retirement) funds to cover the gap.

$1.3Mbridge fund needed
Covers 27.4 gap years in taxable accounts, brokerage, or cash